Cost of Living Breakdown
The cost of living in Long Beach, CA is 40% higher than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 140 | +40% |
| Housing | 192 | +92% |
| Groceries | 108 | +8% |
| Utilities | 114 | +14% |
| Transportation | 125 | +25% |
| Healthcare | 106 | +6% |
Housing Costs in Long Beach
Housing is typically the largest expense. In Long Beach, the housing index is 192 (national average = 100).
- Median home price: $780,000
- Median rent (1 bedroom): $2,000/month
- Median rent (2 bedrooms): $2,500/month
- Annual rent (1BR): $24,000/year
Housing in Long Beach is significantly more expensive than average. Consider our mortgage calculator to understand what you can afford.
How Much Do You Need to Earn in Long Beach?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $70,000 in Long Beach. The median household income of $66,410 translates to a monthly budget of approximately $5,534.
Groceries & Everyday Expenses
The grocery index in Long Beach is 108. Grocery prices are close to the national average.
Transportation & Utilities
Transportation costs sit at an index of 125, while utilities come in at 114. Getting around Long Beach tends to be more expensive, including gas, insurance, and public transit.
Healthcare
Healthcare costs in Long Beach are indexed at 106. Healthcare costs are close to or below the national average.
Compare to California
See statewide salary and tax data on our average salary in California page. Also see income data for this city on our average salary in Long Beach page.
Financial Tools
Use our free calculators to plan your finances in Long Beach:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment