Cost of Living Breakdown
The cost of living in San Antonio, TX is 10% lower than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 90 | -10% |
| Housing | 76 | -24% |
| Groceries | 93 | -7% |
| Utilities | 104 | +4% |
| Transportation | 96 | -4% |
| Healthcare | 93 | -7% |
Housing Costs in San Antonio
Housing is typically the largest expense. In San Antonio, the housing index is 76 (national average = 100).
- Median home price: $265,000
- Median rent (1 bedroom): $1,100/month
- Median rent (2 bedrooms): $1,350/month
- Annual rent (1BR): $13,200/year
Housing in San Antonio is well below the national average, making it an attractive option for homebuyers and renters alike.
How Much Do You Need to Earn in San Antonio?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $45,000 in San Antonio. The median household income of $55,751 translates to a monthly budget of approximately $4,646.
Groceries & Everyday Expenses
The grocery index in San Antonio is 93. Groceries are cheaper than average, helping stretch your budget further.
Transportation & Utilities
Transportation costs sit at an index of 96, while utilities come in at 104. Transportation costs are reasonable compared to other major cities.
Healthcare
Healthcare costs in San Antonio are indexed at 93. Healthcare costs are close to or below the national average.
Compare to Texas
See statewide salary and tax data on our average salary in Texas page. Also see income data for this city on our average salary in San Antonio page.
Financial Tools
Use our free calculators to plan your finances in San Antonio:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment