Cost of Living Breakdown
The cost of living in Kansas City, MO is 9% lower than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 91 | -9% |
| Housing | 74 | -26% |
| Groceries | 96 | -4% |
| Utilities | 102 | +2% |
| Transportation | 99 | -1% |
| Healthcare | 96 | -4% |
Housing Costs in Kansas City
Housing is typically the largest expense. In Kansas City, the housing index is 74 (national average = 100).
- Median home price: $250,000
- Median rent (1 bedroom): $1,100/month
- Median rent (2 bedrooms): $1,300/month
- Annual rent (1BR): $13,200/year
Housing in Kansas City is well below the national average, making it an attractive option for homebuyers and renters alike.
How Much Do You Need to Earn in Kansas City?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $45,500 in Kansas City. The median household income of $57,169 translates to a monthly budget of approximately $4,764.
Groceries & Everyday Expenses
The grocery index in Kansas City is 96. Grocery prices are close to the national average.
Transportation & Utilities
Transportation costs sit at an index of 99, while utilities come in at 102. Transportation costs are reasonable compared to other major cities.
Healthcare
Healthcare costs in Kansas City are indexed at 96. Healthcare costs are close to or below the national average.
Compare to Missouri
See statewide salary and tax data on our average salary in Missouri page. Also see income data for this city on our average salary in Kansas City page.
Financial Tools
Use our free calculators to plan your finances in Kansas City:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment